Financeworkflow,endtoend
From the first repayment estimate to the signed contract, every step of the finance process is managed, tracked, and visible — for your team and your customers.
Finance Applications
Digital finance applications capture customer details, employment history, and income verification in a structured workflow. Applications are validated in real time and flagged for missing fields before submission.
Pre-Qualification Flow
Customers self-qualify online with a quick form that estimates approval likelihood without a hard credit pull. Pre-qualified leads arrive at your finance desk warm, informed, and ready to progress.
F&I Product Bundling
Extended warranties, insurance products, paint protection, and accessories are presented as bundles during the finance step. Smart recommendations based on vehicle type, customer profile, and margin targets.
Repayment Calculators
Customer-facing calculators on every vehicle listing show weekly, fortnightly, and monthly repayment estimates. Every calculator interaction is captured as a lead signal — intent you can act on.
Loan Status Tracking
Track every application from submission through to settlement. Status updates flow to the customer automatically — no more phone calls asking where their approval is. Your finance team sees the full pipeline at a glance.
Document Management
Collect, store, and manage every document in the finance process — ID verification, proof of income, insurance certificates, and signed contracts. Secure storage with audit trails and expiry tracking.
Repayment calculators that capture leads
Every vehicle listing includes an interactive repayment calculator. Customers explore weekly, fortnightly, and monthly payment scenarios — and every interaction becomes a qualified lead signal your team can act on.
See calculators in actionF&I product bundling
Present extended warranties, insurance, paint protection, and accessories at the right moment in the finance flow. Smart recommendations maximise per-deal revenue without the hard sell.
Explore product bundlingUnder The Hood
Financedeep dive
Finance applications follow a structured pipeline — draft, submitted, under review, approved, conditionally approved, declined, and settled. Each stage transition triggers customer notifications and internal task assignments. Incomplete applications are saved as drafts with automatic follow-up reminders.
The pre-qualification form collects income, employment, and residency data to estimate approval likelihood without a formal credit inquiry. Results are instant, branded to your dealership, and include a clear next step — either proceed to full application or speak with your finance team.
F&I product recommendations are driven by vehicle category, age, mileage, customer demographics, and historical attach rates. The system learns which products sell best with which vehicle types and adjusts suggestions accordingly. Finance managers can override or customise recommendations per deal.
Required documents are defined per application type and jurisdiction. The system tracks which documents have been received, validates file types and sizes, and flags missing items with automated reminders. All documents are stored with encryption at rest and full audit trail for compliance.
Once approved, applications are tracked through to settlement with estimated timelines and milestone notifications. Finance managers see a dashboard of pending settlements, expected funding dates, and monthly F&I revenue. Reports break down penetration rates, product mix, and per-deal profitability.